A lot of people will ask “Is down payment included in closing costs?” when they’re buying a home. And the simple answer is no, they’re not the same. It’s easy to get them confused because they’re both big upfront costs you pay when you’re in the homebuying process. Think of it this way: Your down pa

All things must come to an end, and rental agreements are no exception. Whether you’re moving across the country, buying your first home, or simply looking for more space, you’ll need to follow a few steps before your lease ends. And sending your landlord a notice to vacate letter is one of those st

An open house can tell you a lot about a home—but only if you know what to look for. To get the full picture, it’s important to ask questions beyond what you can see on the surface.  While the home might appear move-in ready, asking thoughtful questions can help reveal the condition of the property,

Key takeaways: It’s a good time to sell your house if you price correctly and are open to negotiation.  There are far more sellers than buyers in the market, tipping the scales toward buyers – but sellers can still get competitive offers in hot markets like Rochester. Selling now could help you avoi